:root {
  --navy: #081d31;
  --navy-2: #0f2a45;
  --navy-3: #173a59;
  --gold: #b58d3c;
  --gold-2: #d8b766;
  --ink: #152130;
  --muted: #5d6a77;
  --line: #dce3e9;
  --soft: #f3f5f7;
  --paper: #fbfaf6;
  --white: #ffffff;
  --shadow: 0 18px 55px rgba(11, 31, 51, 0.11);
  --radius: 8px;
  --max: 1180px;
}

* {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body {
  margin: 0;
  background: var(--paper);
  color: var(--ink);
  font-family: "Segoe UI", Arial, Helvetica, sans-serif;
  line-height: 1.6;
  text-rendering: optimizeLegibility;
}

body.nav-open {
  overflow: hidden;
}

a {
  color: inherit;
  text-decoration: none;
}

a:focus-visible,
button:focus-visible,
summary:focus-visible,
input:focus-visible,
select:focus-visible,
textarea:focus-visible {
  outline: 3px solid rgba(184, 146, 74, 0.65);
  outline-offset: 3px;
}

p,
h1,
h2,
h3 {
  margin-top: 0;
}

p {
  color: var(--muted);
}

h1,
h2,
h3 {
  color: var(--navy);
  line-height: 1.12;
  letter-spacing: 0;
  overflow-wrap: normal;
  hyphens: manual;
}

h1 {
  max-width: 890px;
  margin-bottom: 24px;
  font-size: clamp(2.35rem, 4.65vw, 3.95rem);
  font-weight: 750;
}

h2 {
  margin-bottom: 18px;
  font-size: clamp(1.85rem, 4vw, 3.25rem);
  font-weight: 730;
}

h3 {
  margin-bottom: 12px;
  font-size: 1.23rem;
}

.container {
  width: min(var(--max), calc(100% - 40px));
  margin-inline: auto;
}

.sr-only {
  position: absolute;
  width: 1px;
  height: 1px;
  padding: 0;
  margin: -1px;
  overflow: hidden;
  clip: rect(0, 0, 0, 0);
  white-space: nowrap;
  border: 0;
}

.site-header {
  position: sticky;
  top: 0;
  z-index: 50;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
  min-height: 78px;
  padding: 14px max(20px, calc((100vw - var(--max)) / 2));
  background: rgba(251, 250, 247, 0.95);
  border-bottom: 1px solid rgba(220, 227, 233, 0.9);
  backdrop-filter: blur(18px);
}

.brand {
  display: inline-flex;
  align-items: center;
  gap: 12px;
  min-width: max-content;
  color: var(--navy);
  font-weight: 760;
}

.brand-mark {
  display: inline-grid;
  width: 42px;
  height: 42px;
  place-items: center;
  color: var(--white);
  background: linear-gradient(135deg, var(--navy), var(--navy-3));
  border: 1px solid rgba(184, 146, 74, 0.45);
  border-radius: 8px;
  box-shadow: 0 10px 22px rgba(11, 31, 51, 0.16);
  font-size: 0.9rem;
}

.brand-name {
  font-size: 1.03rem;
}

.primary-nav {
  display: flex;
  align-items: center;
  justify-content: flex-end;
  gap: 4px;
  font-size: 0.93rem;
}

.primary-nav a {
  position: relative;
  display: inline-flex;
  align-items: center;
  min-height: 40px;
  padding: 9px 11px;
  border-radius: 8px;
  color: #2f3c4a;
  font-weight: 620;
  transition: color 160ms ease, background-color 160ms ease;
}

.primary-nav a:hover,
.primary-nav a[aria-current="page"],
.primary-nav a.is-active {
  color: var(--navy);
  background: rgba(184, 146, 74, 0.12);
}

.primary-nav a[href="kontakt.html"] {
  color: var(--white);
  background: var(--navy);
  border: 1px solid rgba(181, 141, 60, 0.45);
}

.primary-nav a[href="kontakt.html"]:hover,
.primary-nav a[href="kontakt.html"][aria-current="page"] {
  color: var(--navy);
  background: var(--gold-2);
}

.nav-toggle {
  display: none;
  width: 46px;
  height: 46px;
  border: 1px solid var(--line);
  border-radius: 8px;
  background: var(--white);
  cursor: pointer;
}

.nav-toggle-line {
  display: block;
  width: 20px;
  height: 2px;
  margin: 4px auto;
  background: var(--navy);
  transition: transform 160ms ease, opacity 160ms ease;
}

.nav-toggle[aria-expanded="true"] .nav-toggle-line:nth-child(2) {
  transform: translateY(6px) rotate(45deg);
}

.nav-toggle[aria-expanded="true"] .nav-toggle-line:nth-child(3) {
  opacity: 0;
}

.nav-toggle[aria-expanded="true"] .nav-toggle-line:nth-child(4) {
  transform: translateY(-6px) rotate(-45deg);
}

.hero {
  position: relative;
  overflow: hidden;
  padding: 72px 0 58px;
  background:
    linear-gradient(115deg, rgba(244, 241, 234, 0.96) 0%, rgba(251, 250, 247, 0.98) 50%, rgba(232, 238, 243, 0.92) 100%);
}

.hero::before {
  content: "";
  position: absolute;
  inset: auto 0 0;
  height: 1px;
  background: linear-gradient(90deg, transparent, rgba(184, 146, 74, 0.7), transparent);
}

.hero-grid {
  position: relative;
  z-index: 1;
  display: grid;
  grid-template-columns: minmax(0, 1.18fr) minmax(340px, 0.82fr);
  gap: clamp(32px, 6vw, 78px);
  align-items: center;
}

.hero-grid--wide {
  grid-template-columns: minmax(0, 1.08fr) minmax(380px, 0.92fr);
}

.hero-grid > *,
.hero-copy {
  min-width: 0;
}

.hero-subline {
  max-width: 760px;
  margin-bottom: 24px;
  color: #43515f;
  font-size: clamp(1.06rem, 2.2vw, 1.28rem);
}

.eyebrow,
.section-kicker {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  margin-bottom: 16px;
  color: var(--gold);
  font-size: 0.78rem;
  font-weight: 780;
  letter-spacing: 0.08em;
  text-transform: uppercase;
}

.eyebrow::before,
.section-kicker::before {
  content: "";
  width: 30px;
  height: 1px;
  background: currentColor;
}

.hero-actions,
.cta-panel {
  display: flex;
  flex-wrap: wrap;
  gap: 14px;
  align-items: center;
}

.hero-assurance {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
  margin-top: 22px;
}

.hero-assurance span {
  display: inline-flex;
  align-items: center;
  min-height: 34px;
  padding: 7px 11px;
  color: var(--navy);
  background: rgba(255, 255, 255, 0.72);
  border: 1px solid rgba(16, 45, 73, 0.13);
  border-radius: 999px;
  font-size: 0.88rem;
  font-weight: 720;
}

.button {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 48px;
  padding: 13px 20px;
  border: 1px solid transparent;
  border-radius: 8px;
  font-weight: 740;
  line-height: 1.2;
  transition: transform 160ms ease, box-shadow 160ms ease, background-color 160ms ease, border-color 160ms ease;
}

.button:hover {
  transform: translateY(-1px);
}

.button-primary {
  color: var(--white);
  background: var(--navy);
  box-shadow: 0 14px 28px rgba(11, 31, 51, 0.18);
}

.button-primary:hover {
  background: var(--navy-2);
}

.button-secondary {
  color: var(--navy);
  background: rgba(255, 255, 255, 0.65);
  border-color: rgba(16, 45, 73, 0.22);
}

.button-secondary:hover {
  border-color: rgba(184, 146, 74, 0.72);
  box-shadow: 0 12px 28px rgba(11, 31, 51, 0.09);
}

.button-light {
  color: var(--navy);
  background: var(--white);
  border-color: rgba(255, 255, 255, 0.58);
}

.button-light:hover {
  box-shadow: 0 18px 32px rgba(0, 0, 0, 0.18);
}

.hero-visual {
  position: relative;
  min-width: 0;
  min-height: 390px;
}

.pawn-visual {
  position: relative;
  width: min(100%, 520px);
  min-height: 410px;
  margin-left: auto;
  overflow: hidden;
  color: var(--white);
  background:
    radial-gradient(circle at 70% 18%, rgba(216, 183, 102, 0.2), transparent 28%),
    linear-gradient(145deg, rgba(8, 29, 49, 0.98), rgba(23, 58, 89, 0.98));
  border: 1px solid rgba(216, 183, 102, 0.42);
  border-radius: 8px;
  box-shadow: var(--shadow);
}

.pawn-visual::before {
  content: "";
  position: absolute;
  inset: 18px;
  border: 1px solid rgba(255, 255, 255, 0.13);
  border-radius: 8px;
}

.pawn-badge,
.pawn-house,
.pawn-arrow,
.pawn-money,
.pawn-options {
  position: absolute;
  z-index: 1;
}

.pawn-badge {
  top: 34px;
  left: 34px;
  padding: 10px 14px;
  color: #f8f4e8;
  border: 1px solid rgba(216, 183, 102, 0.42);
  border-radius: 8px;
  font-size: 0.82rem;
  font-weight: 780;
}

.pawn-house {
  left: 48px;
  top: 118px;
  width: 190px;
  height: 152px;
}

.pawn-house::before {
  content: "";
  position: absolute;
  left: 10px;
  top: 0;
  width: 160px;
  height: 112px;
  background: var(--gold-2);
  clip-path: polygon(50% 0, 100% 42%, 100% 100%, 0 100%, 0 42%);
  box-shadow: 0 20px 38px rgba(0, 0, 0, 0.22);
}

.pawn-house span {
  position: absolute;
  left: 42px;
  bottom: 0;
  width: 106px;
  height: 76px;
  background:
    linear-gradient(90deg, rgba(8, 29, 49, 0.16) 24px, transparent 24px 42px, rgba(8, 29, 49, 0.16) 42px 78px, transparent 78px),
    #fff;
  border-radius: 7px;
}

.pawn-arrow {
  top: 166px;
  left: 238px;
  width: 108px;
  padding: 10px;
  color: #f8f4e8;
  background: rgba(255, 255, 255, 0.1);
  border: 1px solid rgba(216, 183, 102, 0.32);
  border-radius: 8px;
  font-size: 0.78rem;
  font-weight: 730;
}

.pawn-arrow::after {
  content: "";
  position: absolute;
  right: -25px;
  top: 50%;
  width: 42px;
  height: 2px;
  background: var(--gold-2);
  transform: translateY(-50%);
}

.pawn-arrow::before {
  content: "";
  position: absolute;
  right: -28px;
  top: calc(50% - 6px);
  border-left: 12px solid var(--gold-2);
  border-top: 6px solid transparent;
  border-bottom: 6px solid transparent;
}

.pawn-money {
  right: 42px;
  top: 126px;
  display: grid;
  width: 112px;
  height: 112px;
  place-items: center;
  color: var(--navy);
  background: #fff;
  border: 8px solid var(--gold-2);
  border-radius: 50%;
  box-shadow: 0 24px 38px rgba(0, 0, 0, 0.22);
  font-size: 0.82rem;
  font-weight: 820;
  text-align: center;
}

.pawn-options {
  left: 34px;
  right: 34px;
  bottom: 34px;
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 10px;
}

.pawn-options span {
  min-height: 42px;
  padding: 10px 12px;
  color: #f8f4e8;
  background: rgba(255, 255, 255, 0.1);
  border: 1px solid rgba(255, 255, 255, 0.14);
  border-radius: 8px;
  font-size: 0.9rem;
  font-weight: 720;
}

.liquidity-dashboard {
  position: relative;
  width: min(100%, 510px);
  min-height: 370px;
  margin-left: auto;
  padding: 26px;
  overflow: hidden;
  color: var(--white);
  background:
    linear-gradient(145deg, rgba(11, 31, 51, 0.96), rgba(23, 59, 91, 0.98)),
    var(--navy);
  border: 1px solid rgba(184, 146, 74, 0.4);
  border-radius: 8px;
  box-shadow: var(--shadow);
}

.liquidity-dashboard::before {
  content: "";
  position: absolute;
  inset: 18px;
  border: 1px solid rgba(255, 255, 255, 0.12);
  border-radius: 8px;
}

.dashboard-head,
.dashboard-stack,
.dashboard-note,
.dashboard-house {
  position: relative;
  z-index: 1;
}

.dashboard-head {
  display: flex;
  justify-content: space-between;
  gap: 16px;
  align-items: center;
  margin-bottom: 28px;
}

.dashboard-head span {
  color: rgba(255, 255, 255, 0.72);
  font-size: 0.88rem;
  font-weight: 700;
}

.dashboard-head strong {
  color: var(--gold-2);
  font-size: 0.98rem;
}

.dashboard-house {
  display: grid;
  width: 238px;
  height: 160px;
  margin: 16px auto 28px;
  place-items: end center;
}

.dashboard-house::before {
  content: "";
  width: 0;
  height: 0;
  border-left: 95px solid transparent;
  border-right: 95px solid transparent;
  border-bottom: 108px solid rgba(214, 182, 111, 0.9);
}

.dashboard-house span {
  position: absolute;
  bottom: 2px;
  width: 160px;
  height: 82px;
  background:
    linear-gradient(90deg, rgba(16, 45, 73, 0.12) 18px, transparent 18px 32px, rgba(16, 45, 73, 0.12) 32px 78px, transparent 78px 96px, rgba(16, 45, 73, 0.12) 96px),
    #fff;
  border-radius: 8px;
}

.dashboard-stack {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 12px;
}

.dashboard-stack div,
.dashboard-note {
  background: rgba(255, 255, 255, 0.1);
  border: 1px solid rgba(255, 255, 255, 0.12);
  border-radius: 8px;
}

.dashboard-stack div {
  padding: 16px;
}

.dashboard-stack span {
  display: block;
  color: rgba(255, 255, 255, 0.68);
  font-size: 0.8rem;
}

.dashboard-stack strong {
  color: var(--white);
}

.dashboard-note {
  margin-top: 12px;
  padding: 14px 16px;
  color: #f8f4e8;
  font-weight: 720;
}

.concept-map {
  position: relative;
  display: grid;
  gap: 14px;
  width: min(100%, 470px);
  min-height: 370px;
  margin-left: auto;
  padding: 54px;
  overflow: hidden;
  background: linear-gradient(145deg, #0b1f33, #173b5b);
  border: 1px solid rgba(184, 146, 74, 0.38);
  border-radius: 8px;
  box-shadow: var(--shadow);
}

.concept-map::before {
  content: "";
  position: absolute;
  inset: 18px;
  border: 1px solid rgba(255, 255, 255, 0.12);
  border-radius: 8px;
}

.concept-map span,
.concept-map strong {
  position: relative;
  display: flex;
  align-items: center;
  min-height: 58px;
  padding: 15px 18px;
  border-radius: 8px;
}

.concept-map span {
  color: #f8f4e8;
  background: rgba(255, 255, 255, 0.1);
  border: 1px solid rgba(214, 182, 111, 0.25);
}

.concept-map strong {
  color: var(--navy);
  background: var(--gold-2);
}

.visual-panel,
.strategy-board,
.deal-card,
.network-map,
.option-cycle,
.timeline-visual,
.question-stack,
.contact-visual {
  position: relative;
  width: min(100%, 470px);
  min-height: 370px;
  margin-left: auto;
  border: 1px solid rgba(184, 146, 74, 0.38);
  border-radius: 8px;
  background: linear-gradient(145deg, #0b1f33, #173b5b);
  box-shadow: var(--shadow);
  overflow: hidden;
}

.visual-panel::before,
.strategy-board::before,
.deal-card::before,
.network-map::before,
.option-cycle::before,
.timeline-visual::before,
.question-stack::before,
.contact-visual::before {
  content: "";
  position: absolute;
  inset: 18px;
  border: 1px solid rgba(255, 255, 255, 0.12);
  border-radius: 8px;
}

.visual-roof {
  position: absolute;
  top: 78px;
  left: 64px;
  width: 210px;
  height: 120px;
  border-left: 105px solid transparent;
  border-right: 105px solid transparent;
  border-bottom: 120px solid rgba(214, 182, 111, 0.88);
}

.visual-building {
  position: absolute;
  top: 190px;
  left: 93px;
  display: grid;
  grid-template-columns: repeat(2, 58px);
  gap: 14px;
  width: 178px;
  height: 122px;
  padding: 24px;
  background: rgba(255, 255, 255, 0.94);
  border-radius: 8px;
}

.visual-building span {
  background: rgba(16, 45, 73, 0.16);
  border-radius: 4px;
}

.visual-document {
  position: absolute;
  right: 42px;
  bottom: 58px;
  width: 170px;
  padding: 22px;
  color: var(--navy);
  background: #fff;
  border-radius: 8px;
  box-shadow: 0 22px 40px rgba(0, 0, 0, 0.16);
}

.visual-document strong,
.deal-card strong,
.contact-visual strong {
  display: block;
  margin-bottom: 14px;
}

.visual-document i,
.deal-card i,
.contact-visual i {
  display: block;
  height: 8px;
  margin-top: 10px;
  background: rgba(16, 45, 73, 0.14);
  border-radius: 99px;
}

.visual-token {
  position: absolute;
  top: 52px;
  right: 52px;
  display: grid;
  width: 78px;
  height: 78px;
  place-items: center;
  color: var(--navy);
  background: var(--gold-2);
  border-radius: 50%;
  font-size: 2rem;
  font-weight: 800;
}

.strategy-board {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 18px;
  padding: 78px 44px;
}

.strategy-board span {
  display: grid;
  min-height: 94px;
  place-items: center;
  color: #f8f4e8;
  background: rgba(255, 255, 255, 0.09);
  border: 1px solid rgba(214, 182, 111, 0.32);
  border-radius: 8px;
  font-weight: 720;
}

.deal-card {
  padding: 72px 52px;
  color: var(--navy);
}

.deal-card span,
.deal-card em {
  display: inline-flex;
  padding: 10px 14px;
  color: #f9f4e7;
  border: 1px solid rgba(214, 182, 111, 0.38);
  border-radius: 8px;
  font-style: normal;
}

.deal-card strong {
  width: min(100%, 260px);
  margin: 46px 0 22px;
  padding: 26px;
  background: var(--white);
  border-radius: 8px;
  font-size: 1.4rem;
}

.deal-card i {
  width: 72%;
  background: rgba(214, 182, 111, 0.48);
}

.deal-card em {
  position: absolute;
  right: 48px;
  bottom: 50px;
}

.network-map span {
  position: absolute;
  display: grid;
  width: 122px;
  min-height: 72px;
  place-items: center;
  padding: 10px;
  color: var(--navy);
  border-radius: 8px;
  background: #fff;
  font-size: 0.86rem;
  font-weight: 760;
  text-align: center;
  box-shadow: 0 16px 38px rgba(0, 0, 0, 0.2);
}

.network-map span::after {
  content: "";
  position: absolute;
  inset: auto 18px 10px;
  height: 3px;
  border-radius: 99px;
  background: var(--gold);
}

.network-map span:nth-child(1) { top: 62px; left: 58px; }
.network-map span:nth-child(2) { top: 78px; right: 56px; }
.network-map span:nth-child(3) { bottom: 60px; left: 92px; }
.network-map span:nth-child(4) { right: 70px; bottom: 88px; }

.network-map::after {
  content: "";
  position: absolute;
  top: 134px;
  left: 150px;
  width: 185px;
  height: 112px;
  border-top: 2px solid rgba(214, 182, 111, 0.5);
  border-bottom: 2px solid rgba(214, 182, 111, 0.5);
  transform: rotate(-9deg);
}

.option-cycle {
  display: grid;
  place-items: center;
}

.option-cycle::after {
  content: "";
  position: absolute;
  width: 220px;
  height: 220px;
  border: 2px solid rgba(214, 182, 111, 0.72);
  border-radius: 50%;
}

.option-cycle span {
  position: absolute;
  z-index: 1;
  display: grid;
  width: 118px;
  height: 76px;
  place-items: center;
  color: var(--navy);
  background: var(--white);
  border: 1px solid rgba(214, 182, 111, 0.44);
  border-radius: 8px;
  font-weight: 720;
  box-shadow: 0 18px 34px rgba(0, 0, 0, 0.18);
}

.option-cycle span:nth-child(1) { top: 58px; }
.option-cycle span:nth-child(2) { left: 54px; bottom: 78px; }
.option-cycle span:nth-child(3) { right: 54px; bottom: 78px; }

.timeline-visual {
  display: grid;
  align-content: center;
  gap: 20px;
  padding: 58px;
}

.timeline-visual span {
  display: block;
  height: 22px;
  border-radius: 99px;
  background: rgba(255, 255, 255, 0.12);
  border-left: 48px solid var(--gold-2);
}

.timeline-visual span:nth-child(even) {
  margin-left: 42px;
}

.question-stack {
  padding: 74px 54px;
}

.question-stack span {
  display: block;
  margin-bottom: 22px;
  padding: 24px;
  color: var(--navy);
  background: var(--white);
  border-left: 5px solid var(--gold);
  border-radius: 8px;
  font-weight: 730;
  box-shadow: 0 16px 30px rgba(0, 0, 0, 0.16);
}

.contact-visual {
  display: grid;
  place-items: center;
  padding: 48px;
  color: var(--navy);
}

.contact-visual span {
  display: block;
  width: 118px;
  height: 82px;
  margin-bottom: 24px;
  background:
    linear-gradient(35deg, transparent 48%, rgba(184, 146, 74, 0.82) 49% 51%, transparent 52%),
    linear-gradient(-35deg, transparent 48%, rgba(184, 146, 74, 0.82) 49% 51%, transparent 52%),
    var(--white);
  border-radius: 8px;
}

.contact-visual strong {
  width: min(100%, 250px);
  padding: 24px;
  background: var(--white);
  border-radius: 8px;
}

.trust-strip {
  background: var(--navy);
  color: #f8f4e8;
}

.trust-strip-inner {
  display: flex;
  flex-wrap: wrap;
  justify-content: center;
  gap: 12px 26px;
  padding: 18px 0;
  font-weight: 700;
}

.trust-strip span {
  display: inline-flex;
  align-items: center;
  gap: 12px;
}

.trust-strip span + span::before {
  content: "";
  width: 6px;
  height: 6px;
  border-radius: 50%;
  background: var(--gold-2);
}

.section {
  padding: 84px 0;
}

.section-soft {
  background: var(--soft);
}

.section-deep {
  padding: 68px 0;
  background: linear-gradient(135deg, var(--navy), var(--navy-2));
}

.section-deep h2,
.section-deep p {
  color: var(--white);
}

.section-deep .section-kicker {
  color: var(--gold-2);
}

.split,
.feature-layout,
.process-list,
.faq-layout,
.contact-layout,
.legal-layout {
  display: grid;
  grid-template-columns: minmax(0, 0.9fr) minmax(0, 1.1fr);
  gap: clamp(32px, 6vw, 72px);
  align-items: start;
}

.split h2,
.feature-copy h2,
.faq-intro h2 {
  margin-bottom: 0;
}

.prose {
  max-width: 760px;
}

.prose-large p {
  color: #3c4b59;
  font-size: 1.08rem;
}

.prose p:last-child {
  margin-bottom: 0;
}

.section-head {
  max-width: 780px;
  margin-bottom: 34px;
}

.section-head.narrow {
  max-width: 680px;
  margin-inline: auto;
  text-align: center;
}

.section-head.narrow .section-kicker {
  justify-content: center;
}

.card-grid {
  display: grid;
  gap: 22px;
}

.route-grid {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 18px;
}

.route-card {
  position: relative;
  min-height: 280px;
  padding: 28px;
  overflow: hidden;
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: 8px;
  box-shadow: 0 14px 34px rgba(11, 31, 51, 0.07);
  transition: transform 160ms ease, border-color 160ms ease, box-shadow 160ms ease;
}

.route-card::before {
  content: "";
  position: absolute;
  top: 0;
  right: 0;
  width: 92px;
  height: 92px;
  background: linear-gradient(135deg, transparent 50%, rgba(184, 146, 74, 0.18) 50%);
}

.route-card:hover {
  transform: translateY(-3px);
  border-color: rgba(184, 146, 74, 0.52);
  box-shadow: var(--shadow);
}

.route-label {
  display: inline-flex;
  margin-bottom: 20px;
  padding: 8px 10px;
  color: var(--gold);
  background: rgba(184, 146, 74, 0.1);
  border-radius: 8px;
  font-size: 0.76rem;
  font-weight: 800;
  letter-spacing: 0.04em;
  text-transform: uppercase;
}

.proof-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 14px;
}

.proof-item {
  display: grid;
  grid-template-columns: 52px minmax(0, 1fr);
  gap: 16px;
  align-items: center;
  min-height: 86px;
  padding: 18px;
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: 8px;
  box-shadow: 0 10px 24px rgba(11, 31, 51, 0.05);
}

.proof-item strong {
  display: grid;
  width: 48px;
  height: 48px;
  place-items: center;
  color: var(--navy);
  background: rgba(184, 146, 74, 0.16);
  border: 1px solid rgba(184, 146, 74, 0.25);
  border-radius: 8px;
}

.proof-item span {
  color: #334252;
  font-weight: 680;
}

.section-contrast {
  background: var(--navy);
}

.section-contrast h2,
.section-contrast p {
  color: var(--white);
}

.section-contrast .section-kicker {
  color: var(--gold-2);
}

.contrast-grid,
.compare-layout,
.decision-strip {
  display: grid;
  grid-template-columns: minmax(0, 0.9fr) minmax(0, 1.1fr);
  gap: clamp(28px, 5vw, 64px);
  align-items: start;
}

.contrast-card {
  padding: 30px;
  background: rgba(255, 255, 255, 0.08);
  border: 1px solid rgba(255, 255, 255, 0.15);
  border-radius: 8px;
}

.contrast-card p {
  margin: 0;
  color: #e8eef4;
}

.compare-table {
  display: grid;
  gap: 10px;
}

.compare-table div {
  display: grid;
  grid-template-columns: minmax(130px, 0.42fr) minmax(0, 1fr);
  gap: 18px;
  padding: 18px;
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: 8px;
  box-shadow: 0 10px 24px rgba(11, 31, 51, 0.05);
}

.compare-table strong {
  color: var(--navy);
}

.compare-table span {
  color: var(--muted);
}

.decision-points {
  display: grid;
  gap: 12px;
}

.decision-points span {
  display: flex;
  align-items: center;
  min-height: 58px;
  padding: 16px 18px;
  color: var(--navy);
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: 8px;
  font-weight: 700;
  box-shadow: 0 10px 24px rgba(11, 31, 51, 0.05);
}

.card-grid.three {
  grid-template-columns: repeat(3, minmax(0, 1fr));
}

.card-grid.six {
  grid-template-columns: repeat(3, minmax(0, 1fr));
}

.card-grid.five {
  grid-template-columns: repeat(6, minmax(0, 1fr));
}

.card-grid.five .service-card {
  grid-column: span 2;
}

.card-grid.five .service-card:nth-last-child(2) {
  grid-column-start: 2;
}

.service-card,
.statement-card,
.form-card,
.contact-card,
.legal-card,
.note-band {
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  box-shadow: 0 14px 34px rgba(11, 31, 51, 0.07);
}

.service-card {
  min-height: 278px;
  padding: 30px;
  transition: transform 160ms ease, box-shadow 160ms ease, border-color 160ms ease;
}

.service-card:hover {
  transform: translateY(-3px);
  border-color: rgba(184, 146, 74, 0.5);
  box-shadow: var(--shadow);
}

.service-card.compact {
  min-height: 226px;
}

.service-card h2 {
  font-size: 1.38rem;
}

.card-icon {
  display: inline-grid;
  min-width: 48px;
  height: 38px;
  margin-bottom: 22px;
  padding-inline: 12px;
  place-items: center;
  color: var(--navy);
  background: rgba(184, 146, 74, 0.16);
  border: 1px solid rgba(184, 146, 74, 0.25);
  border-radius: 8px;
  font-size: 0.82rem;
  font-weight: 800;
}

.text-link {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  margin-top: 10px;
  color: var(--navy);
  font-weight: 760;
}

.text-link::after {
  content: ">";
  color: var(--gold);
}

.text-link:hover {
  color: var(--gold);
}

.check-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 14px;
}

.check-item {
  display: flex;
  gap: 12px;
  align-items: flex-start;
  min-height: 68px;
  padding: 18px;
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: 8px;
  color: #334252;
  font-weight: 650;
}

.check-item span {
  flex: 0 0 auto;
  width: 18px;
  height: 18px;
  margin-top: 3px;
  border: 5px solid rgba(184, 146, 74, 0.26);
  border-radius: 50%;
  background: var(--gold);
}

.cta-panel {
  justify-content: space-between;
}

.cta-panel > div {
  max-width: 770px;
}

.two-column-cards {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 24px;
}

.statement-card,
.note-band {
  padding: 36px;
}

.pill-grid {
  display: flex;
  flex-wrap: wrap;
  justify-content: center;
  gap: 12px;
  max-width: 980px;
  margin-inline: auto;
}

.pill-grid span {
  padding: 12px 16px;
  color: var(--navy);
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: 999px;
  font-weight: 690;
  box-shadow: 0 10px 24px rgba(11, 31, 51, 0.05);
}

.number-list {
  display: grid;
  gap: 12px;
  padding: 0;
  margin: 0;
  list-style: none;
}

.number-list li {
  display: flex;
  gap: 16px;
  align-items: center;
  padding: 18px;
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: 8px;
}

.number-list span,
.timeline > li > span {
  display: inline-grid;
  flex: 0 0 auto;
  width: 46px;
  height: 46px;
  place-items: center;
  color: var(--navy);
  background: rgba(184, 146, 74, 0.16);
  border: 1px solid rgba(184, 146, 74, 0.28);
  border-radius: 8px;
  font-weight: 800;
}

.number-list p {
  margin: 0;
  color: var(--ink);
  font-weight: 680;
}

.timeline {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 20px;
  padding: 0;
  margin: 0;
  list-style: none;
}

.timeline li {
  display: flex;
  gap: 18px;
  min-height: 190px;
  padding: 26px;
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: 8px;
  box-shadow: 0 14px 34px rgba(11, 31, 51, 0.06);
}

.timeline h3 {
  margin-bottom: 8px;
}

.timeline p {
  margin-bottom: 0;
}

.note-band {
  max-width: 900px;
  margin-inline: auto;
  background:
    linear-gradient(90deg, rgba(184, 146, 74, 0.12), transparent),
    var(--white);
}

.faq-layout {
  grid-template-columns: minmax(0, 0.78fr) minmax(0, 1.22fr);
}

.faq-list {
  display: grid;
  gap: 12px;
}

details {
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: 8px;
  box-shadow: 0 10px 24px rgba(11, 31, 51, 0.05);
}

summary {
  cursor: pointer;
  padding: 20px 54px 20px 22px;
  color: var(--navy);
  font-weight: 760;
  list-style: none;
  position: relative;
}

summary::-webkit-details-marker {
  display: none;
}

summary::after {
  content: "+";
  position: absolute;
  top: 50%;
  right: 20px;
  transform: translateY(-50%);
  color: var(--gold);
  font-size: 1.4rem;
  font-weight: 700;
}

details[open] summary::after {
  content: "-";
}

details p {
  margin: 0;
  padding: 0 22px 22px;
}

.contact-layout {
  grid-template-columns: minmax(0, 1.35fr) minmax(300px, 0.65fr);
}

.form-card,
.contact-card,
.legal-card {
  padding: 32px;
}

.contact-form {
  display: grid;
  gap: 18px;
}

.form-intro {
  margin: -4px 0 22px;
  color: #4c5b69;
}

.form-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 18px;
}

label {
  display: grid;
  gap: 8px;
  color: var(--navy);
  font-weight: 720;
}

label small {
  color: var(--muted);
  font-size: 0.78rem;
  font-weight: 550;
}

.honeypot {
  position: absolute;
  left: -10000px;
  width: 1px;
  height: 1px;
  overflow: hidden;
}

input,
select,
textarea {
  width: 100%;
  min-height: 48px;
  padding: 12px 13px;
  color: var(--ink);
  background: var(--paper);
  border: 1px solid var(--line);
  border-radius: 8px;
  font: inherit;
}

textarea {
  resize: vertical;
}

.checkbox-label {
  grid-template-columns: 20px minmax(0, 1fr);
  align-items: start;
  gap: 12px;
  color: var(--muted);
  font-weight: 600;
}

.checkbox-label input {
  min-height: auto;
  margin-top: 4px;
}

.form-message {
  margin: 0;
  padding: 16px;
  color: #163b2b;
  background: #eaf6ef;
  border: 1px solid #b8dfc7;
  border-radius: 8px;
  font-weight: 680;
}

.contact-card {
  position: sticky;
  top: 100px;
}

.contact-card h2 {
  font-size: clamp(1.65rem, 2.7vw, 2.35rem);
}

.contact-card p {
  margin-bottom: 10px;
}

.contact-card a,
.footer-contact a {
  color: var(--navy);
  font-weight: 720;
}

.contact-note {
  margin-top: 24px;
  padding: 18px;
  background: var(--soft);
  border: 1px solid rgba(184, 146, 74, 0.2);
  border-radius: 8px;
}

.contact-note p {
  margin: 8px 0 0;
}

.contact-note-dark {
  color: #f8f4e8;
  background: var(--navy);
  border-color: rgba(184, 146, 74, 0.38);
}

.contact-note-dark p {
  color: #d7e0e8;
}

.legal-layout {
  grid-template-columns: minmax(0, 1.15fr) minmax(0, 0.85fr);
}

.legal-list {
  display: grid;
  gap: 10px;
  margin: 0;
}

.legal-list div {
  display: grid;
  grid-template-columns: minmax(160px, 0.55fr) minmax(0, 1fr);
  gap: 12px;
  padding-bottom: 10px;
  border-bottom: 1px solid var(--line);
}

.legal-list dt {
  color: var(--navy);
  font-weight: 760;
}

.legal-list dd {
  margin: 0;
  color: var(--muted);
}

.site-footer {
  background: #071827;
  color: #eaf0f4;
  padding: 58px 0 28px;
}

.site-footer p,
.site-footer a {
  color: #c9d3dc;
}

.site-footer h2 {
  color: var(--white);
  font-size: 1.1rem;
}

.footer-grid {
  display: grid;
  grid-template-columns: minmax(0, 1.1fr) minmax(220px, 0.8fr) minmax(260px, 0.8fr);
  gap: 42px;
}

.brand-footer {
  color: var(--white);
}

.footer-brand p {
  max-width: 390px;
  margin-top: 18px;
}

.footer-links {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 10px 18px;
}

.footer-links a:hover,
.footer-contact a:hover {
  color: var(--gold-2);
}

.legal-note {
  margin-top: 34px;
  padding-top: 24px;
  border-top: 1px solid rgba(255, 255, 255, 0.12);
}

.legal-note p {
  max-width: 1020px;
  margin-bottom: 0;
  font-size: 0.95rem;
}

@media (max-width: 1080px) {
  .site-header {
    gap: 12px;
  }

  .primary-nav {
    font-size: 0.86rem;
  }

  .primary-nav a {
    padding-inline: 8px;
  }
}

@media (max-width: 960px) {
  h1 {
    font-size: clamp(2.35rem, 9vw, 4.2rem);
  }

  .nav-toggle {
    display: block;
  }

  .primary-nav {
    position: fixed;
    top: 78px;
    right: 16px;
    left: 16px;
    display: grid;
    max-height: calc(100vh - 96px);
    padding: 14px;
    overflow: auto;
    background: var(--white);
    border: 1px solid var(--line);
    border-radius: 8px;
    box-shadow: var(--shadow);
    opacity: 0;
    pointer-events: none;
    transform: translateY(-10px);
    transition: opacity 160ms ease, transform 160ms ease;
  }

  .primary-nav.is-open {
    opacity: 1;
    pointer-events: auto;
    transform: translateY(0);
  }

  .primary-nav a {
    justify-content: space-between;
    min-height: 46px;
    padding: 12px 14px;
  }

  .hero {
    padding: 74px 0 58px;
  }

  .hero-grid,
  .split,
  .feature-layout,
  .process-list,
  .faq-layout,
  .contact-layout,
  .legal-layout,
  .contrast-grid,
  .compare-layout,
  .decision-strip,
  .footer-grid {
    grid-template-columns: 1fr;
  }

  .hero-visual {
    min-height: 320px;
  }

  .visual-panel,
  .pawn-visual,
  .strategy-board,
  .deal-card,
  .network-map,
  .option-cycle,
  .timeline-visual,
  .question-stack,
  .contact-visual {
    min-height: 320px;
    margin-inline: auto;
  }

  .card-grid.three,
  .card-grid.six,
  .route-grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  .card-grid.five {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  .card-grid.five .service-card,
  .card-grid.five .service-card:nth-last-child(2) {
    grid-column: auto;
  }

  .timeline,
  .two-column-cards {
    grid-template-columns: 1fr;
  }

  .contact-card {
    position: static;
  }
}

@media (max-width: 680px) {
  .container {
    width: min(100% - 28px, var(--max));
  }

  .site-header {
    min-height: 70px;
    padding-inline: 14px;
  }

  .brand-name {
    font-size: 0.96rem;
  }

  .brand-mark {
    width: 38px;
    height: 38px;
  }

  .primary-nav {
    top: 70px;
  }

  .hero {
    padding: 56px 0 46px;
  }

  h1 {
    max-width: 100%;
    font-size: clamp(2rem, 10vw, 2.55rem);
  }

  .eyebrow,
  .section-kicker {
    display: block;
    max-width: 100%;
    white-space: normal;
    overflow-wrap: anywhere;
    letter-spacing: 0.06em;
  }

  .eyebrow::before,
  .section-kicker::before {
    display: none;
  }

  .hero-actions,
  .cta-panel {
    align-items: stretch;
    flex-direction: column;
  }

  .button {
    width: 100%;
  }

  .hero-visual {
    min-height: 260px;
  }

  .visual-panel,
  .pawn-visual,
  .strategy-board,
  .deal-card,
  .network-map,
  .option-cycle,
  .timeline-visual,
  .question-stack,
  .contact-visual {
    min-height: 260px;
  }

  .visual-roof {
    top: 54px;
    left: 42px;
    width: 150px;
    height: 86px;
    border-left-width: 75px;
    border-right-width: 75px;
    border-bottom-width: 86px;
  }

  .visual-building {
    top: 140px;
    left: 62px;
    width: 132px;
    height: 92px;
    grid-template-columns: repeat(2, 42px);
    gap: 10px;
    padding: 18px;
  }

  .visual-document {
    right: 22px;
    bottom: 32px;
    width: 138px;
    padding: 16px;
  }

  .visual-token {
    top: 36px;
    right: 34px;
    width: 58px;
    height: 58px;
    font-size: 1.45rem;
  }

  .pawn-visual {
    min-height: 420px;
  }

  .pawn-badge {
    top: 24px;
    left: 22px;
  }

  .pawn-house {
    top: 104px;
    left: 22px;
    transform: scale(0.82);
    transform-origin: top left;
  }

  .pawn-money {
    top: 112px;
    right: 24px;
    width: 96px;
    height: 96px;
    border-width: 6px;
    font-size: 0.76rem;
  }

  .pawn-arrow {
    top: 248px;
    right: 22px;
    left: 22px;
    width: auto;
    text-align: center;
  }

  .pawn-arrow::before,
  .pawn-arrow::after {
    display: none;
  }

  .pawn-options {
    left: 22px;
    right: 22px;
    bottom: 22px;
  }

  .network-map span {
    width: min(42%, 132px);
  }

  .network-map span:nth-child(1) { top: 46px; left: 24px; }
  .network-map span:nth-child(2) { top: 64px; right: 24px; }
  .network-map span:nth-child(3) { bottom: 44px; left: 24px; }
  .network-map span:nth-child(4) { right: 24px; bottom: 68px; }

  .strategy-board,
  .question-stack,
  .timeline-visual {
    padding: 42px 24px;
  }

  .deal-card {
    padding: 48px 28px;
  }

  .deal-card strong {
    margin-top: 32px;
  }

  .deal-card em {
    right: 28px;
    bottom: 30px;
  }

  .card-grid.three,
  .card-grid.six,
  .card-grid.five,
  .check-grid,
  .proof-grid,
  .route-grid,
  .form-grid,
  .footer-links {
    grid-template-columns: 1fr;
  }

  .compare-table div {
    grid-template-columns: 1fr;
    gap: 6px;
  }

  .dashboard-stack {
    grid-template-columns: 1fr;
  }

  .liquidity-dashboard,
  .concept-map {
    min-height: 300px;
    padding: 24px;
  }

  .dashboard-house {
    width: 190px;
    height: 128px;
    margin-bottom: 20px;
  }

  .dashboard-house::before {
    border-left-width: 76px;
    border-right-width: 76px;
    border-bottom-width: 86px;
  }

  .dashboard-house span {
    width: 132px;
    height: 66px;
  }

  .section {
    padding: 58px 0;
  }

  .service-card,
  .statement-card,
  .form-card,
  .contact-card,
  .legal-card,
  .note-band {
    padding: 24px;
  }

  .timeline li {
    flex-direction: column;
    min-height: auto;
  }

  .legal-list div {
    grid-template-columns: 1fr;
    gap: 2px;
  }

  .trust-strip-inner {
    justify-content: flex-start;
  }

  .trust-strip span + span::before {
    display: none;
  }
}

@media (prefers-reduced-motion: reduce) {
  *,
  *::before,
  *::after {
    scroll-behavior: auto !important;
    transition-duration: 0.01ms !important;
    animation-duration: 0.01ms !important;
    animation-iteration-count: 1 !important;
  }
}